The General Insurance SR-22
Sometimes drivers get into situations where it may be more difficult for them to get insurance. These ‘High-Risk’ drivers have to take extra steps to get the insurance coverage they need. There are many reasons why someone would be considered a High-Risk driver. Some reasons you’d need an SR-22 include:
- You have a DUI or DWI or serious moving violations
- Citation for driving without insurance and/or a license
- You are involved in an at-fault accident with no insurance
- Repeat traffic offenses in a short period of time
- License suspension.
The General Insurance SR-22 is technically not insurance. It is more so a certificate that your car insurance provider will submit, showing support for your privilege to drive. Note that you’ll only need to get General auto insurance SR-22 if the judge requires you to do so. If you already have insurance but are required to obtain General car insurance SR-22, you’ll need to add it to your General Car Insurance; you’ll need to add it to your policy.
There are a few characteristics of General car insurance SR-22 that one should know. For one, SR-22’s come with a few fees. These fees include:
- A filing fee
- Increase in premiums if SR22 is required for a collision or moving violation.
- Some states require drivers to pay their insurance in full if they have an SR-22.
Though these fees may be inconvenient, they’re not forever. General Car Insurance SR-22 requirements will only last for up to 3 years. After your three years is up, you can call your insurance carrier and have the file removed.
If you have an SR-22 and are in need of insurance, give us a call. We’ll help you find affordable General Auto Insurance so you can legally hit the road and avoid any more issues. Don’t hesitate to give us a call today at 1-800-771-7758 to find out how you can get the coverage you need. You can also get the rapid results you want by requesting a The General Insurance SR-22 quote for free!